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Ruggiero Consulting, LLC
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    • Meet the Team
    • Types of Loans
Ruggiero Consulting, LLC

CALL Now: (800) 777-4726


  • Home
  • About
  • Meet the Team
  • Types of Loans

Types of Funding & Capital Raise

Accounts Receivables

Advertising/ Marketing

Advertising/ Marketing

 This refers to the money a business is owed by its customers for goods or services already delivered on credit.

Advertising/ Marketing

Advertising/ Marketing

Advertising/ Marketing

  An "advertisement" is any commercial message, in any medium, that promotes a credit transaction either directly or indirectly. 

Assets

Advertising/ Marketing

Asset Purchase

 The loan is secured by a variety of business assets. Common examples: Accounts receivable, Inventory, Equipment & machinery, Real estate, Intellectual property, etc.

Asset Purchase

Business Expansion

Asset Purchase

A company pledges its assets, like invoices, machinery, or raw materials, to a lender to secure a loan or line of credit or is purchasing assets for the company.

Business Expansion

Business Expansion

Business Expansion

Money is used to fund a variety of growth activities, such as opening new locations, hiring staff, purchasing equipment or real estate, increasing working capital, or launching new products and services. 

Cash Flow

Business Expansion

Business Expansion

 A Financing method where a lender provides a loan based on a borrower's projected cash flow, not on traditional collateral like assets. 

Credit Card Processing

Credit Card Processing

Credit Card Processing

 financing is the use of a credit card to borrow money for purchases, which is a form of unsecured, revolving credit. It involves receiving a line of credit from a financial institution, allowing you to borrow funds up to a set limit and repay the borrowed amount plus interest and fees over time. 

Equipment Financing

Credit Card Processing

Credit Card Processing

 Lending equipment financing is a type of loan or lease that allows a business to acquire necessary equipment by borrowing funds or leasing, with the equipment itself serving as collateral. 

Hire Staff

Credit Card Processing

Hire Staff

Provides flexibility by outsourcing HR, while a business loan provides capital to hire directly and grow the company's internal team.  

Inventory

Invoice Payments

Hire Staff

Financing, is a type of asset-based lending where a business borrows money using its existing inventory as collateral. 

Invoice Payments

Invoice Payments

Invoice Payments

 The process of invoice finaning where a business uses its outstanding invoices as collateral to receive a cash advance from a lender. 

Line of Credit

Invoice Payments

Invoice Payments

 A line of credit is a revolving loan that allows a borrower to access funds up to a pre-approved limit as needed, only paying interest on the amount borrowed. 

Manufacturing

Material Purchase

Material Purchase

 Specialized financing solutions for manufacturers to manage operations, growth, and capital expenditures. 

Material Purchase

Material Purchase

Material Purchase

 Refers to financing the acquisition of materials, supplies, or inventory. 

Payroll

Material Purchase

Property

 Short-term business loan or financing option that gives companies the capital to cover payroll expenses, such as employee wages, benefits, and payroll taxes. 

Property

Purchase Order

Property

Real property loan, is the act of a lender providing funds to a borrower for the purchase or refinancing of a property, where the loan is secured by a lien on that real estate. 

Purchase Order

Purchase Order

Purchase Order

Funding method for businesses that allows them to fulfill large customer orders they couldn't otherwise afford. 

Real Estate

Purchase Order

Purchase Order

 This can include loans for purchasing residential or commercial properties, refinancing existing loans, or financing construction and development projects. 

Remodeling / Improvments

Remodeling / Improvments

Remodeling / Improvments

Refers to financing options that allow property owners to borrow money for the purpose of repairing, rehabilitating, converting, altering, or enlarging a dwelling or the real property on which it is located. 

Research & Development

Remodeling / Improvments

Remodeling / Improvments

 Loans provide capital for companies to fund their innovation efforts, such as hiring staff or developing prototypes, and are often based on future tax refunds. 

SBA LOAN

Remodeling / Improvments

Start up Capital

 An SBA loan is a small business loan that is partially guaranteed by the U.S. Small Business Administration, not directly issued by the government. The SBA provides this guarantee to third-party lenders, such as banks, to reduce their risk, which in turn makes it easier for small businesses to qualify for loans with competitive interest rates, longer repayment periods, and flexible terms. 

Start up Capital

Truck / Vehical / Trailer

Start up Capital

 Provides loans to other businesses, often startups. It differs from a traditional startup business that seeks a loan for its own launch.

Tax Implications

Truck / Vehical / Trailer

Truck / Vehical / Trailer

Funding used to pay-off existing tax debt or liens.

Truck / Vehical / Trailer

Truck / Vehical / Trailer

Truck / Vehical / Trailer

Funding used to purchase new fleets, trucks, vehicals, trailers, etc. for the business. 

Ruggiero Consulting, LLC

(800) 777-4726

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Links to:


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